What happens if I die?

If you die before you retire, the value of your Member Account plus the value of any AVCs will be paid as a lump sum.

To help the Trustees decide who they should make this lump sum payment to you should complete an Expression of Wish form. The Trustees aren’t legally bound by your wishes, but it will help them in making their decision.

If you die after you have retired then any benefits payable to your dependents will depend on the options you take when you retire. You should therefore consider your dependents when making any decisions regarding your retirement.

If you are also a member of the First Data UK Pension Plan a separate form needs to be completed via the Legal & General homepage.